Financial Aid Frequently Asked Questions

How do I apply for financial aid?


Apply for federal financial aid by completing the Free Application for Federal Student Aid (FAFSA) at http://www.fafsa.ed.gov.  FAFSA on the Web Worksheets are available on both campuses: in the Financial Aid Office, Building 3000 on the Oceanside campus and in the Administration building on the San Elijo Campus.

When should I apply for financial aid?


You should apply for financial aid as soon as the applications are available or as soon as you know you will need financial aid. For federal financial aid, visit our office the 1st week of January to pick up a FAFSA on the Web Worksheet for the upcoming school year. BOGW Waiver online applications are available in April. Cal Grant GPA certification must be postmarked by March 2nd and September 2nd.

Can the Financial Aid Office help me complete my application for financial aid?


Refer to the instruction packet for each item in your application as you complete it. For help with the application process, call the Federal Processor at 1-800-4 FED AID (800-433-3243). If you still have individual concerns in completing the application, contact the Financial Aid Office at MCC.

What is the Title IV school code for MiraCosta College?


001239

How long does it take to find out if I'm eligible?


The application process for federal aid takes approximately 3-4 months. Eligibility determinations for the BOGW Waiver is 5-7 business days. Be sure to apply early so you know what you are eligible to receive BEFORE the semester starts.

Can I get help with the registration fees?


If you are not eligible for a BOGW Waiver, a short -term Enrollment Fee Deferment is available for first-time semester attendance at MCC. Contact the Financial Aid Office if you meet this criteria.

If you are a Non-Resident and are lacking funds to cover the non-resident tuition, a short-term deferment of tuition is available. You do not have to be a first-time semester attendee. Contact the Financial Aid Office for information on non-resident tuition deferment.

If my Pell Grant eligibility has been established how can I use it to buy books?


Pell advancements are available at the beginning of Fall and Spring semesters. They are good for credit in the bookstore only; no cash. Contact the financial aid office to apply for it.

What other assistance is available for my books?


The MiraCosta College Emergency Loan Program is available to assist student with purchasing books or any emergency need. The maximum loan amount is $150.00, and funds are limited. Once all funds have been used for the term, no additional loans will be given. Students MUST be enrolled in at least six units and demonstrate the ability to repay within 30 calendar days. For additional details and programs please visit the financial aid office. You may also get assistance with books from the Extended Opportunity Programs and Services Department (EOPS), please contact their office for eligibility requirements.

When do I reapply for next year's financial aid?


You can complete a FAFSA at http://www.fafsa.ed.gov as early as the first week in January for upcoming school years.  It is important to apply early.

Can I receive financial aid at two schools at the same time?


No! You can receive federal financial aid at only one college at a time. If you will be taking classes at two different schools at the same time, you will need to decide which school you want to receive aid from. This does not apply to the Board of Governors Fee Waiver.

What happens if I get Financial Aid and then drop some or all of my classes?


The answer to this question varies on a case-by-case basis. You may be required to pay back all or part of your financial aid. Please notify the Financial Aid Office in writing if you drop classes after you have already received payment. Please read the Title IV Refunds & Repayments web page.

What if my financial circumstances have changed dramatically?


Complete the FAFSA as indicated in the instructions.  Contact the Financial Aid Office, you may be able to file a special circumstance form.

Can I get enough financial aid so I can quit my job?


No! Funds are intended to supplement, not supplant resources needed to meet the cost of education.