Retiree Health Coverage Overview
MiraCosta College provides health and welfare benefits to eligible retirees and their covered dependents. These include:
- Early Retiree Coverage
Employees who retire from the District between the ages of 55 and Medicare age, and who meet eligibility requirements, may continue their health coverage under the District’s benefit plans until age Medicare age- excludes accident and disability benefits. - Post-65 Retiree Benefits
Eligible Retirees who are age 65 or older may be eligible for MiraCosta’s Post-65 Retiree Reimbursement Plan, which provides reimbursement for qualified expenses up to an annual limit. Eligible retirees who are ready to submit a request, fill out the Post-65 Reimbursement Request form.
For specific eligibility information, please refer to your bargaining unit agreement
or contact the Benefits Office:
Benefits@miracosta.edu.
For additional forms and information, visit the Retiree Bookshelf.
Medicare Enrollment Requirements for Early Retiree Coverage
If your spouse/registered domestic partner covered under early retiree benefits and are of Medicare age, the following steps are required:
- Enroll in Medicare Parts A & B three months prior to their 65th birthday month.
- Medicare must be effective the 1st of the month prior to your 65th birthday. (example:
birthday February
1st, Medicare effective January 1st; birthday January 10th, Medicare effective January 1st) - Submit a copy of your Medicare card to the MiraCosta College Benefits one month prior to the effective date: Benefits@miracosta.edu
- If enrolled in Kaiser, submit a copy of the Kaiser Permanente Senior Advantage form to Benefits@miracosta.edu
- Do not enroll in a Medicare Part D plan outside of SISC.
- Maintain continuous enrollment in Medicare Parts A & B to remain eligible.
Retiree dependents must maintain Medicare Part A and B coverage to avoid a surcharge or loss of eligibility for the SISC retiree health plan.
