Retiree Health Coverage Overview
MiraCosta College provides health and welfare benefits to eligible retirees and their covered dependents. These include:
- Early Retiree Coverage:
Employees who retire from the District between the ages of 55 and 65, and who meet eligibility requirements, may continue their health coverage under the District’s benefit plans until age 65 - excludes accident and disability benefits. - Post-65 Retiree Benefits:
Retirees who are age 65 or older at the time of retirement may be eligible for MiraCosta’s Post-65 Retiree Reimbursement Plan, which provides reimbursement for qualified expenses up to an annual limit.
For specific eligibility information, please refer to your bargaining unit agreement
or contact the Benefits Office:
Benefits@miracosta.edu.
Medicare Enrollment Requirements for Early Retiree Coverage
If you are a retiree transitioning out of early retiree coverage, or a spouse/registered domestic partner covered under early retiree benefits and are of Medicare age, the following steps are required:
- Enroll in Medicare Parts A & B three months prior to your 65th birthday month.
- Medicare coverage must begin on the 1st of the month prior to your birthday month.
- Example: If your birthday is February 15, Medicare must be effective January 1.
- Submit a copy of your Medicare card to the MiraCosta College Benefits Office: Benefits@miracosta.edu
- Do not enroll in a Medicare Part D plan outside of SISC.
- Maintain continuous enrollment in Medicare Parts A & B to remain eligible.
Failure to enroll in or maintain both Medicare Part A and Part B will result in loss of eligibility for continued participation in the SISC retiree health plan.
