UNUM Long Term Care Insurance
- Provides a monthly income (i.e. benefit payment)
- Max coverage or lifetime benefit - funds available to be paid out over an individual’s lifetime
- Inflation protection option - will grow the monthly benefit and max benefit year over year
- Informal home care - friends and family can provide care and receive payment (optional enhancement)
- Lifetime benefit available as an enhancement
- Unisex pricing - same aged males and females pay the same premium regardless of gender
- Reduced medical underwriting
- Portable – you can take your policy with you when you leave employment or retire
Visit the MiraCosta Long Term Care website for more information: www.miracostaltc.com
Embrace Pet Insurance
Voluntary, 100% Employee Paid Benefit
- Detailed Benefits Overview
- How to Enroll
- Discount Program - 10% discount, up to an additional 10% discount for additional pets
- Wide variety of coverage options, reimbursement rates and deductibles
- Vanishing deductible ($50 per year if no claims are filed)
- Wellness option
To request a quote for coverage and/or enroll, contact Embrace
Premium payments must be arranged with Embrace directly. No payroll deduction option.
