Retiree Information Background Image

Retiree Information

CONTACT & HOURS

 

Retiree Health Coverage Overview

MiraCosta College provides health and welfare benefits to eligible retirees and their covered dependents. These include:

  • Early Retiree Coverage:
    Employees who retire from the District between the ages of 55 and Medicare age, and who meet eligibility requirements, may continue their health coverage under the District’s benefit plans until age Medicare age- excludes accident and disability benefits.
  • Post-65 Retiree Benefits:
    Retirees who are age 65 or older at the time of retirement may be eligible for MiraCosta’s Post-65 Retiree Reimbursement Plan, which provides reimbursement for qualified expenses up to an annual limit.

For specific eligibility information, please refer to your bargaining unit agreement or contact the Benefits Office:
Benefits@miracosta.edu.

For additional forms and information, visit the Retiree Bookshelf HERE.

Medicare Enrollment Requirements for Early Retiree Coverage

If your spouse/registered domestic partner covered under early retiree benefits and are of Medicare age, the following steps are required:

  • Enroll in Medicare Parts A & B three months prior to their 65th birthday month.
  • Medicare coverage must begin on the 1st of the month prior to their birthday month.
    • Example: If their birthday is February 15, Medicare must be effective January 1.
  • Submit a copy of your Medicare card to the MiraCosta College Benefits Office: Benefits@miracosta.edu
  • If enrolled in Kaiser, submit a copy of the Kaiser Permanente Senior Advantage form to Benefits@miracosta.edu
  • Do not enroll in a Medicare Part D plan outside of SISC.
  • Maintain continuous enrollment in Medicare Parts A & B to remain eligible.

Failure to enroll in or maintain both Medicare Part A and Part B will result in loss of eligibility for continued participation in the SISC retiree health plan.